Free Credit Report Online

If you haven’t looked at your credit report lately, you might be shocked to discover that it has errors and possibly even some mistakes that can be corrected. You might even find that you have overlooked a bill or two in the past, and it needs to be taken care of. This is where [...]

Lenders are requiring higher credit scores, more documentation on an applicant’s income and a more careful examination of a homes value after it has been appraised. These changes leave the lenders with empty shelves so to speak. What loan products will they sell? What will the homeowner who is in financial [...]

2. Close out small balance credit cards. One of the most important things to remember is to close the account. Just because you have a zero balance do not assume that the account is closed because it will not be until you formally request via written letter to the company to close the account. Even [...]

Did you know that the credit report that you see when you request a copy from the major credit bureaus is vastly different than the credit report that big banks and lending companies see when they pull a report on your file?How You Can Legally Erase Your Unsecured Debts From Your Credit Report
The credit system [...]

Having negative entries in your credit card report? Looking for a credit repair agency to wipe out the blemishes. Stop! You could be heading for trouble. The three reasons listed in this article will open your eyes to the credit repair fraud. Read on to know how the credit repair companies are ripping you apart.3 [...]

By law, you have the right to dispute any and all mistakes and out-dated information in your report. This can be as simple as writing a short dispute letter to the credit bureaus pointing out the errors and asking them to remove them. Follow up letters may be needed depending on your situation, however [...]

The accuracy of your credit report, and your FICO credit score are important – too important to leave to chance. Checking your credit report and repairing inaccuracies is not as simple as getting the 1+2=3 quiz right, but the stakes are much higher too.1 + 2 = 3 – Right Or Wrong?
According to a recent [...]

In order to rebuild a low credit score, make sure that you develop a strong recent history of repaying loans. Over a period of time, you will start to increase your credit score, making you a more appealing borrower to many lenders.3 Ways to Improve Your Auto Credit
Whether you want to admit it or not, [...]

1. Capital One Standard Platinum for StudentsBest Student Credit Card Reviews – 3 Student Cards Reviewed
Applications for student credit cards are abundant, whether you are searching for a good student credit card online, or if you are passing through the student center at your college campus – the credit card companies are after the business [...]

You know that it’s not just the gas companies and department stores that are checking your credit when you apply for an account with them. When you applied for a new job last month, you were turned down because of your credit record. You’ve been told that the insurance company you use will be checking [...]