Archive for July, 2009

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You may think that because you have bad credit that you would have to pay outrageous interest on your car loan. While it is true that the interest rates on any type of loan are greater [...]

Another way that you can wiggle yourself out of a credit check issue is to write a letter explaining that your credit is bad and that you are making an attempt to clear that. This may involve you getting documentation from other apartments that you have leased from in the past stating that you [...]

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A credit background check will show a credit score of somewhere between 300 and 850 with the higher the score being better. When you get your score, you can dispute it and many times there are errors on the report, especially if you have a [...]

You’re entitled to a free credit report every twelve months, and it’s worthwhile to take advantage of that fact, just to see what information is contained in your file. Many financial advisors and consumer advocates suggest that you review your credit report periodically, because erroneous information can sometimes get into your report inadvertently and can [...]

FICO stands for “Fair Isaac Corporation,” named for the company that calculates your score. Fair Isaac evaluates the contents of your credit reports and assigns a numerical value to your credit worthiness. Because there are three companies that maintain records, you will have three FICO scores, one for each credit agency. Before [...]

With the advent of the Internet, shopping has been revolutionized. People buy lots of things online and they find it easier than going out to buy them in the shops. With the spending power of such cards, shopping online is even more attractive. Even if you are not a business person, you may find business [...]


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