AnnualCreditReport.com provides consumers with the secure means to request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies in accordance with the Fair and Accurate Credit Transactions Act (FACT Act).”not so liberated assign reports

“AnnualCreditReport.com is a centralized service for consumers to request free annual credit reports. It was created by the three nationwide consumer credit reporting companies – Equifax, Experian and TransUnion.

It was under an amendment of the Fair and Accurate Credit Transactions Act of 2003 which stated by law that consumers can request and obtain a free credit report once every twelve months from each of the three nationwide consumer credit reporting companies (TransUnion, Equifax, and Experian). In response, the three major credit reporting agencies set up the website annualcreditreport.com to provide free annual credit reports to consumers.

Still Consumers should note that there is a particular process involved to obtaining the free credit reports. Many of the credit agencies and other parties are advertising “free credit reports” when in fact, there is a fee being charged in association with the service. Typically these are under the guise of being some sort of credit monitoring service or the like.not so liberated assign reports

I would strongly recommend that you use the official route when proactive in obtaining a free credit report.

That would pretty much sum it up that it’s not really such a bad place to actually get a free copy of your credit report.

It clearly states on the annualcreditreport.com website:

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