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In: free credit reports

4 Mar 2009

There are many important areas that consumers must master to protect their identities. Some areas fall into the human behavior category while others fall within the market solutions category for automation.never clear for assign reports

As the owners of our own identities, we are partially responsible for protecting our identities, or in other words, avoiding careless actions that place our identities at risk. One area of concern is the credit cards where the average person owns too many credit cards reaching sometimes 8 to 10 credit cards. We must remember that owning one additional credit card proportionally increases the identity theft risks. Or, individuals create so many PINs that they have to write them down to later remember and unfortunately sometimes place their written passwords next to their credit cards further helping the identity criminals in their quest for hard cash. Therefore, it is very important for consumers to understand the risks of their actions and adjust them for maxim identity theft prevention and detection.

The second category where consumers must gain knowledge is in the market solutions area. Most identity theft services are used to automate certain processes in our identity protection efforts. For example, we can automate placement of credit fraud alerts and monitoring of our identity and related changes. Recently, some identity theft service providers have been advertising for their services while mentioning free credit reports, however, they fail to mention that consumers can get free credit reports from www.annualcreditreport.com because of recent changes in consumer laws.never clear for assign reports

You should never pay for credit reports, period. Now, if you sign up for automated services and you get free copies as a bonus, that’s fine. But you should never subscribe to a service to just get copies of your credit reports.

Henry Bagdasarian is a certified expert in identity protection and privacy with many years of experience with major international companies. He was nominated for the Information Security Executive of The Year Award in 2006, 2007 and 2008. Henry created many new concepts and terms such as Identity KAOS, Identity Obesity, and Identity Diet to help address identity theft issues which are further described on his blog at http://www.Identity-theft-awareness.com.

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